Risks at Your Nursery
Risk Management
At NCi Nursery, we feel our job as an independent insurance broker and Nursery Insurance Expert is much more than being able to find you great value nursery insurance.
In fact, we also aim to give you advice, guidance and useful information so to help eliminate potential accidents, mistakes and insurance claims at your nursery.
In addition to this, we always try and keep things as simple as possible as the insurance industry is renowned for jargon, long policy wordings and confusing terminology. This is particularly true when it comes to how some insurance providers speak with customers and potential customers about risk and risk management.
To help try and explain what we mean by risk and risk management perhaps it’s best to define what exactly risk is. In its simplest form, risk can be defined as:
- A hazard: a source of danger; a possibility of incurring loss or misfortune;
- A venture undertaken without regard to possible loss or injury;
- Exposure to a chance of loss or damage
So what exactly is Risk Management?
Risk Management is the process of putting sensible health and safety practices in place in order to control, reduce and hopefully eliminate risks from occurring.
UK law dictates that all employers have to assess and manage health and safety risks and whilst at first this may seem like a daunting task, it really isn’t that difficult once you know the basics.
The Risk Management services available from our risk management partner (Ecclesiastical Risk Services) are really aimed at giving our clients and potential clients with the information you need so you can make sure you, your staff, your customers and your nursery is protected at all times.
What is important to say at this time is risk management is about providing practical support to protect people from real harm and suffering – and not bureaucracy and red tape. Managing risk is not about preventing any activity that might possibly lead to harm. The risk management services available from NCi Nursery and our Risk Management Partner is about saving lives, not stopping them.
NCi Nursery have also put together a simple guide to risk management for your nursery and this can be downloaded below.
For further information on the risk management facilities available on the full range of risk management packages available from our risk management partner, Ecclesiastical Risk Services, call ERS on 0845 602 4065 or email ers@ecclesiastical.com
